Home

Get The Vehicle You Want In Just 2 Minutes

 AUTO LOANS FOR BAD CREDIT

If you’re looking to purchase a brand new or preowned vehicle, CreditYES® can get you the financing you need – regardless of your credit! Our team of credit specialists has helped over 1 million people get the vehicle of their choice regardless of their past credit history. CreditYES® has a nationwide network of dealers ready and willing to pre-qualify you today. Our application process is quick and secure and won’t impact your credit score. By offering the best auto loans at the lowest possible rates, our dealers give you the power of choice in your new vehicle before you even leave your home. Know exactly how much you can spend before you shop for your new car, truck, van, or SUV.

Happy couple holding a set of car keys.

Guaranteed Approval

If you have a job or stable income we can get you financed.

Huge Selection of Vehicles

Don’t limit your car search. We feature all makes & models of new and pre-owned vehicles.

Shop Local Dealers Online

Pre-qualify online and get your choice of a new vehicle today.

Any Credit Is Accepted

Bad credit, no credit, divorce, bankruptcy – no problem with CreditYES®.

AUTO FINANCING FOR BAD CREDIT

We understand that bad things can happen to good people. Real people can have real problems. CreditYES® can find your auto financing even if you have bad credit. Our mission is to help individuals who need reliable transportation secure a great loan so they can purchase the vehicle they want and deserve. We have built a reputation nationwide for providing assistance to people exactly in this situation.

Our credit experts work with you on an individual basis to find the best auto loan options tailored to your credit, income, and needs. We specialize in poor credit car loans, but have multiple options available for everyone and are available 24/7, 365 from our US-based call center to answer any questions and help get you behind the wheel. 

Whether you’re in the market for a brand new vehicle, late model used car, or even a lease, the CreditYES® dealer network can help you today. We have dealerships nationwide with massive inventories of vehicles to give you the power of choice.

We have established relationships with reputable dealerships nationwide and have nearly 20 years of experience in helping good people with less than perfect credit purchase quality new or late model pre-owned vehicles. Let our credit specialists help you today.

Happy woman in a brand new car holding her keys.

GETTING PRE-QUALIFIED WON’T IMPACT YOUR CREDIT SCORE

Either over the phone or online, you can learn in just minutes if you’re pre-qualified so you can shop the dealer with confidence. CreditYES® is a free service, that is risk free and pre-qualifying won’t impact your credit score. While some financial institutions may not approve people who don’t have good credit, our exclusive system matches buyers with dealerships ready to work a deal. We offer simply the best auto loan options for people of all credit backgrounds. 

Apply: Our pre-qualification process takes just minutes and can be completed online or over the phone. Best of all, prequalifying won’t impact your credit score.

Shop: Once your application is approved, we’ll connect you with a local dealership that has the vehicles you’re looking for. 

Buy: Head to the dealer and choose from a variety of late model used and new vehicles and select the one that fits your budget and needs.

REVIEWS FROM REAL CUSTOMERS

Happy African American woman hugging a car.

NO HASSLE, NO FEES, NO OBLIGATION

We connect people with lenders and dealerships who provide auto financing for bad credit. You don’t have to settle for high interest rates, huge down payments, and older vehicles with high mileage. Our prequalification process takes just minutes and takes much of the guesswork and stress out of the car buying experience.

Best of all, our Credit Specialists are available 24/7 for any questions you may have from our Nashville-based call center. We are here for you and want to make your next vehicle purchase experience easier than you could have ever imagined.

THE LATEST FROM OUR BLOG

  • Hand refilling the car with fuel at the gas station

    10 Ways To Up Your Gas Mileage

    May 17, 2021 / 0 Comments

    Did you know that your driving habits can make a huge impact on the amount of money you spend at the gas station? W [...]

  • Young African Businesswoman Checking Credit Score On Laptop At Office

    Tips & Tricks To Build A Better Credit History

    May 10, 2021 / 0 Comments

    Building a good credit history is essential to your financial future. This article will teach you how to responsibl [...]

  • A man with his hand on the engine of a car with the hood open.

    Detailed Routine Car Maintenance Schedule

    February 5, 2021 / 1 Comment

    Whether you’ve just purchased a brand new vehicle or have something preowned, it’s important to protect your in [...]

  • A couple looking over bills piled on a coffee table.

    Life After A Vehicle Repossession

    December 28, 2020 / 0 Comments

    There is no worse feeling than having a vehicle repossessed. Watching a car get towed away due to nonpayment, or wo [...]

  • Three credit cards stacked on top of eachother.

    The Pros And Cons Of Credit Cards

    December 26, 2020 / 0 Comments

    These days it seems plastic is king. With products like ApplePay, Google Pay, Zelle, Venmo, and CashApp it is fast [...]

  • Stack of money and toy car on table

    Buying A Car On A Budget

    December 22, 2020 / 0 Comments

    Value is important now more than ever and if you’re in need of transportation, buying a car on a budget is a must [...]

  • Happy female behind the wheel of a car.

    3 Critical Driving Skills Everyone Must Master

    November 10, 2020 / 0 Comments

    Knowing the basics of driving and vehicle operation might be enough to get a driver’s license, but it’s not eno [...]

  • A young couple sitting at the kitchen table looking at bills.

    Debt Ratios: What They Mean

    November 8, 2020 / 0 Comments

    When it comes to debt, there are all sorts of numbers that get thrown around. Interest rates, credit scores, fees. [...]

  • Younger man holding a set of car keys.

    Payment To Income Ratio Explained

    November 5, 2020 / 0 Comments

    When you have bad credit, lenders will need to look at factors other than your credit score to determine if you mee [...]

  • Man who is frustrated rubbing his brow.

    5 Important Auto Insurance Terms To Know

    November 3, 2020 / 0 Comments

    When it comes to car insurance, do you feel completely lost? It’s so full of jargon and insider-talk, how is a re [...]

CreditYES® was created in 2004 to help people suffering from less than perfect credit find the best auto loans. If you have a job or stable income of at least $500 per week before taxes, we can prequalify you with a local dealership so you know exactly how much you can spend on a new vehicle before you head out to the lot. Bad credit, no credit, even bankruptcies are no problem.

Our pre-qualification process is simple, fast, and and it won’t impact your credit score. We have a team of US-based Credit Specialists available 24/7 to answer any questions and get you behind the wheel of the car you want and deserve.

Whether you’re looking for a late model used car, a brand new vehicle, or even a lease option, CreditYES® has options available to help you today. More Americans than ever before are having to deal with poor credit. Car loans shouldn’t be so complicated, that’s why we do the hard work for you.

Best of all, CreditYES® is a completely free service. There is no cost to you, no hidden fees, no commitments or obligations. We’ve helped over 1 million people overcome financial obstacles, let us help get you behind the wheel and on the road today!

New Cars

Used Cars

Hours of Operation

Mon: 24 Hours
Tue: 24 Hours
Wed: 24 Hours
Thu: 24 Hours
Fri: 24 Hours
Sat: 24 Hours
Sun: 24 Hours

About Us

FAQs