Get The Vehicle You Want In Just 2 Minutes


If you’re looking to purchase a brand new or preowned vehicle, CreditYES® can get you the financing you need – regardless of your credit! Our team of credit specialists has helped over 1 million people get the vehicle of their choice regardless of their past credit history. CreditYES® has a network of reputable dealerships that are ready and willing to approve your financing today. Our application process is quick and secure and won’t impact your credit score. By offering the best auto loans at the lowest possible rates, our dealers give you the power of choice in your new vehicle before you even leave your home. Know exactly how much you can spend before you shop for your new car, truck, van, or SUV.

Happy couple holding a set of car keys.

Guaranteed Approval

If you have a job or stable income we can get you approved.

Huge Selection of Vehicles

Don’t limit your car search. We feature all makes & models of new and pre-owned vehicles.

Shop Local Dealers Online

Pre-qualify online and get your choice of a new vehicle today.

Any Credit Is Accepted

Bad credit, no credit, divorce, bankruptcy – no problem with CreditYES®.



We understand that bad things can happen to good people. Real people can have real problems. CreditYES® can find your auto financing even if you have bad credit. Our mission is to help individuals who need reliable transportation secure a great loan so they can purchase the vehicle they want and deserve. We have built a reputation nationwide for providing assistance to people exactly in this situation.

Our credit experts work with you on an individual basis to find the best auto loan options tailored to your credit, income, and needs. We specialize in poor credit car loans, but have multiple options available for everyone and are available 24/7, 365 from our US-based call center to answer any questions and help get you behind the wheel. 

Whether you’re in the market for a brand new vehicle, late model used car, or even a lease, the CreditYES® dealer network can help you today. We have dealerships nationwide with massive inventories of vehicles to give you the power of choice.

We have established relationships with reputable dealerships nationwide and have nearly 20 years of experience in helping good people with less than perfect credit purchase quality new or late model pre-owned vehicles. Let our credit specialists help you today.

Happy woman in a brand new car holding her keys.


Either over the phone or online, you can learn in just minutes if you’re pre-qualified so you can shop the dealer with confidence. CreditYES® is a free service, that is risk free and pre-qualifying won’t impact your credit score. While some financial institutions may not approve people who don’t have good credit, our exclusive system matches buyers with dealerships ready to work a deal. We offer simply the best auto loan options for people of all credit backgrounds. 

Apply: Our pre-qualification process takes just minutes and can be completed online or over the phone. Best of all, prequalifying won’t impact your credit score.

Shop: Once your application is approved, we’ll connect you with a local dealership that has the vehicle you’re looking for. 

Buy: Head to the dealer and choose from a variety of late model used and new vehicles and select the one that fits your budget and needs.

Happy African American woman hugging a car.


We connect people with lenders and dealerships who provide auto financing for bad credit. You don’t have to settle for high interest rates, huge down payments, and older vehicles with high mileage. Our pre-qualification process takes just minutes and takes much of the guesswork and stress out of the car buying experience.

Best of all, our Credit Specialists are available 24/7 for any questions you may have from our Nashville-based call center. We are here for you and want to make your next vehicle purchase experience easier than you could have ever imagined.


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CreditYES® was created in 2004 to help people suffering from less than perfect credit find the best auto loans. If you have a job or stable income of at least $500 per week before taxes, we can prequalify you with a local dealership so you know exactly how much you can spend on a new vehicle before you head out to the lot. Bad credit, no credit, even bankruptcies are no problem.

Our pre-qualification process is simple, fast, and and it won’t impact your credit score. We have a team of US-based Credit Specialists available 24/7 to answer any questions and get you behind the wheel of the car you want and deserve.

Whether you’re looking for a late model used car, a brand new vehicle, or even a lease option, CreditYES® has options available to help you today. More Americans than ever before are having to deal with poor credit. Car loans shouldn’t be so complicated, that’s why we do the hard work for you.

Best of all, CreditYES® is a completely free service. There is no cost to you, no hidden fees, no commitments or obligations. We’ve helped over 1 million people overcome financial obstacles, let us help get you behind the wheel and on the road today!

We understand how important it is to build credit for homeownership, education, and employment purposes. Our approach is simple and we do two things really well: Help our car buyers establish or rebuild their credit using one of the most efficient methods available- automotive finance – and we do it with an unmatched customer service focus. We’re not your average auto finance company and we’re not satisfied until you are.

You don’t need perfect credit to get a car loan from CreditYES®. Just be employed and make at least $500 per week. You don’t need to settle for a high mileage vehicle that will leave you stranded. We have the ability to get you behind the wheel of a brand new car today.

We’re the only national company that specializes in helping people with credit challenges receive approval for car loans through our unique financing program that has helped over a million satisfied buyers over the past 20 years.

Car credit has never been so easy. Get started by pre-qualifying now. It takes just minutes and our helpful credit specialists can get you driving as soon as today.

New Cars

Used Cars

Hours of Operation

Mon: 24 Hours
Tue: 24 Hours
Wed: 24 Hours
Thu: 24 Hours
Fri: 24 Hours
Sat: 24 Hours
Sun: 24 Hours

About Us