CreditYes Terms of Use

The CreditYES Web site ("Site") is offered to you, the user, conditioned on your acceptance of the terms, conditions and notices contained herein.

Overview
Your use of this Site constitutes your agreement to all such terms, conditions and notices. Please read them carefully. By using this Site, you agree to these Terms of Use. If you do not agree to these Terms of Use, please exit the Site immediately and discontinue any use of information or products from this Site. CreditYES reserves the right, at any time, to modify, alter, or update these Terms of Use, and you agree to be bound by such modifications, alterations, or updates. Modification of These Terms & Conditions

CreditYES reserves the right to change the terms, conditions, and notices under which this Site is offered at any time without notice.

Copyright
Everything on this Site is copyrighted, unless otherwise noted, and may not be used except with our express written consent.

Trademark
All trademarks, service marks, and trade names (collectively the "marks") that appear on this Site are proprietary to CreditYES, or other respective owners.

Links to Third Party Sites
CreditYES may contain links to web sites operated by third parties other than CreditYES. Such links are provided for your reference only. CreditYES does not control such web sites, and is not responsible for the contents of these web sites.

CreditYES's inclusion of links to such web sites does not imply any endorsement of the material on such web sites.

Privacy
CreditYES respects the privacy of users of its Site. Please refer to CreditYES's Privacy Policy for information on users' rights and responsibilities with respect to information disclosed to CreditYES by clicking here .

Disclaimer
All information, services, products, and materials contained on this Site, including text, graphics, and links, are provided on an "as is" basis with no warranty. To the maximum extent permitted by law, CreditYES disclaims all representations and warranties, express or implied, with respect to such information, services, products, and materials, including, but not limited to, warranties of merchantability, fitness for a particular purpose, title, non-infringement, freedom from computer virus, and implied warranties arising from course of dealing or course of performance. In addition, CreditYES does not represent or warrant that the information accessible via this Site is accurate, complete or current.

Dispute Resolution
If any controversy, dispute or claim arising out of or related to your use of this Site arises, the dispute will be resolved exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. However, CreditYES will have the right to petition a court of competent jurisdiction for the entry of injunctions and orders for specific performance relating to your unauthorized use of CreditYES's trademarks, service marks, copyrights, patents, trade secrets or other intellectual property (collectively, the "Intellectual Property") or any act or omission by you that may impair the goodwill associated with the Intellectual Property.

Notices
Any notices or communication can be sent to our corporate office at 2105 C Street, Vancouver, WA 98663

Indemnification
You agree to indemnify, defend and hold harmless CreditYES, its officers, directors, employees, agents, suppliers and third party partners from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation by you of these Terms of Use. Enforcement

All litigation, court proceedings, arbitration proceedings, mediation proceedings, lawsuits, court hearings and other hearings initiated by you must and will be venued exclusively in Multnumah County, Oregon. This Terms of Use and the relationship between you and CreditYES will be governed by the laws of the state of Oregon as if you signed this Terms of Use in Oregon. The provisions of this Terms of Use which conflict with or are inconsistent with applicable governing law will be superseded and/or modified by such applicable law only to the extent such provisions are inconsistent.

Limitation of Liability
CreditYES, will not be liable for any direct, indirect, special, punitive, incidental, exemplary or consequential damages, or any damages whatsoever, even if CreditYES has been previously advised of the possibility of such damages, whether in an action under contract, negligence, or any other theory, arising out of or in connection with the use, inability to use, or performance of the information, services, products, and materials available from this Site. These limitations will apply notwithstanding any failure of essential purpose of any limited remedy. Because some jurisdictions do not allow limitations on how long an implied warranty lasts, or the exclusion or limitation of liability for consequential or incidental damages, the above limitations may not apply to you.

Pre-Owned Vehicles Terms & Conditions
NONE OF THE VEHICLES LISTED ARE OWNED BY CreditYES.

CreditYES OFFERS NO EXPRESS OR IMPLIED WARRANTY ON ANY VEHICLE. Vehicles displayed for sale on CreditYES and/or partner, dealer or independent provider web sites may be sold with or without warranty from the selling dealer. UNLESS STATED OTHERWISE, ALL VEHICLES ARE SOLD "AS-IS", WITH ALL FAULTS AND WITHOUT WARRANTY, EXPRESS OR IMPLIED. ALL EXPRESS OR IMPLIED REPRESENTATIONS REGARDING A VEHICLE ARE THAT OF THE SELLING DEALER AND NOT CreditYES. The Dealer is solely responsible for ensuring each vehicle meets minimal state and federal emissions and safety standards applicable for the model and year of vehicle prior to its sale. It is YOUR RESPONSIBILITY TO READ THE VEHICLE DESCRIPTION PROVIDED BY THE DEALER AND TO PHYSICALLY INSPECT THE VEHICLE PRIOR TO COMPLETING YOUR PURCHASE. CreditYES does not certify the quality, accuracy or condition of any of the vehicles displayed on CreditYES or any partner, dealer or independent provider web sites. It is YOUR RESPONSIBILITY TO INSPECT EVERY VEHICLE PRIOR TO COMPLETING YOUR PURCHASE as each dealer may offer pre-owned vehicles without express warranty, refund or exchange options. The Dealer is responsible for disclosing prior rental and dealer demonstration history, frame damage, salvage history, stolen-recovery history, flood damage, and any material cosmetic or mechanical damage, defect or irregularity of the vehicle. Dealer, in its sole discretion, may offer a limited warranty for a vehicle(s) or in the alternative, offer a vehicle, without warranty, AS-IS. It is YOUR RESPONSIBILITY TO READ THE VEHICLE DESCRIPTION PROVIDED BY THE DEALER AND TO PHYSICALLY INSPECT THE VEHICLE PRIOR TO COMPLETING YOUR PURCHASE. Participating Dealers may "certify" the vehicle, CreditYES DOES NOT CERTIFY ANY VEHICLE. Dealers may claim to offer inspected vehicles and "certify" the condition of the vehicle being offered. It is Dealer's sole responsibility to ensure that the vehicle meets all local state and federal emissions and safety standards applicable for the model and year of vehicle.

Vehicle Limited Warranty Coverage: ASK FOR A COPY OF THE WRITTEN WARRANTY BEFORE YOU COMPLETE THE PURCHASE OR LEASE. IT IS YOUR RESPONSIBILITY TO VERIFY AND UNDERSTAND THE TERMS OF THE WARRANTY BEING OFFERED FOR THE VEHICLE YOU ARE CONSIDERING BEFORE YOU COMPLETE THE PURCHASE OR LEASE. Dealers, NOT CreditYES, may agree to establish and offer a limited warranty ("warranty") for vehicles they advertise on CreditYES and partner web sites. All terms of the limited warranty are determined by the Dealer offering it, and NOT CreditYES

The warranty coverage is in addition to any implied warranties prescribed by the laws of the state in which Dealer is located. Dealer has agreed that the limited warranty offering shall not be less favorable to the purchaser than the law of the jurisdiction where Dealer is located, and at a minimum will be for a duration of not less than three (3) months or 3,000 miles, whichever comes first. Limited warranties generally do not cover cosmetic or other non-mechanical parts. Warranty coverage or exclusions are determined solely by the Dealer and should be set forth in warranty documentation provided to you separately or as printed on the Federal Trade Commission Used Vehicle Buyers Guide attached to the window of the pre-owned vehicle while on display. Dealer has agreed to provide each purchase requester a written document at the time of contracting that explains in detail, the terms and conditions of Dealer's warranty on the vehicle being purchased or leased. Dealer, NOT CreditYES is responsible for any claims arising under the provided warranty. Nothing in this section shall be interpreted as preventing Dealer from purchasing independent warranty coverage from a legitimate third party provider as long as the terms and conditions shall meet or exceed the minimum requirements set forth above. Certified Vehicle Return Policy: ASK FOR A COPY OF THE WRITTEN RETURN POLICY BEFORE YOU COMPLETE THE PURCHASE OR LEASE. IT IS YOUR RESPONSIBILITY TO VERIFY AND UNDERSTAND THE TERMS OF THE RETURN POLICY BEING OFFERED FOR THE VEHICLE YOU ARE CONSIDERING BEFORE YOU COMPLETE THE PURCHASE OR LEASE.

Vehicle Availability
CreditYES DOES NOT GUARANTEE VEHICLE PRICES OR AVAILABILITY. All transactions are conducted by and fulfilled through state licensed and franchised vehicle dealers. All vehicle descriptions and prices provided to you either on this Site or via separate contact following your submission of a purchase request are made by the participating dealer possessing the desired vehicle and not by CreditYES. All vehicles prices and descriptions listed as available on this Site are established and electronically placed there by the participating dealer who owns the vehicle and not CreditYES. ALL VEHICLES ARE SUBJECT TO PRIOR SALE AND MAY NOT BE AVAILABLE WHEN YOUR REQUEST IS PROCESSED. ALL PRICES AND TERMS ARE VALID ON DATE OF PUBLICATION ONLY. All data and information used in our research tools for configuring vehicles, selecting options, determining pricing, invoice or incentives on this Site are supplied by third party vendors for educational purposes only and are not intended to be binding on CreditYES or the subscribing dealer. All tools appearing on this Site that allow for configuring vehicles with different options do so with such items that are typically available from the manufacturer and are typically available at local dealerships and may not be indicative of all of the configurations and equipment available on the vehicle being configured or the exact price(s) for a vehicle so equipped. CreditYES will attempt to fulfill your request through the inventories of participating dealers, subject to availability and final pricing from that dealership and not CreditYES. Any discrepancies or mistakes made regarding vehicle availability, condition or pricing are not the responsibility of CreditYES and should be directed to the dealer or third party vendor responsible for providing the information. We do not guarantee either expressly or by implication that we will find a vehicle that meets your specifications. Exact matches can be extremely difficult to find because of geographic location, vehicle popularity, and limited production or factory-to-dealer allocations.

Vehicle Hold Requirements, Deposits & Service Fees
IT IS YOUR RESPONSIBILITY TO KNOW THE AMOUNT AND NATURE OF ANY DEPOSIT YOU ARE BEING ASKED TO MAKE OR FEES BEING CHARGED TO YOU AS PART OF YOUR VEHICLE PURCHASE OR LEASE. CreditYES does not charge a fee to consumers for our services except as provided below. * Any deposit requirement is strictly negotiable between you and the dealer (NOT CreditYES). From time-to-time a vehicle dealer with whom you are negotiating for a purchase or lease may require a good faith monetary deposit as a good faith showing of your intent to purchase or lease a general make, model or type of vehicle and/or to hold a particular vehicle on your behalf. Absent a specific agreement between you and the dealer, a dealer is not required to hold any vehicle off the market and is free to sell any vehicle at any time before you have executed a contract to purchase such vehicle. The act of submitting a purchase request through this Site does not place a hold on any specific vehicle in a dealer or manufacturer's inventory. A monetary deposit made by you to the dealer is not a guarantee that a specific vehicle will be available for you to purchase unless you and the dealer specifically agree to such term and the vehicle is clearly identified on a deposit receipt by the Vehicle Identification Number or Dealer Stock Number. It is your responsibility to confirm with the dealer that the vehicle will be held off the market until you can arrive at the dealership to complete the purchase and whether or not an additional deposit is necessary as a condition of the dealer holding the vehicle for you. Whether your deposit is refundable or not is subject to your contractual agreement with the dealer and/or state law. You should not assume a deposit made by you towards the purchase or lease of a vehicle is fully refundable. Deposits made on special ordered vehicles may not be refundable in the event you ultimately do not complete the purchase or lease.

Personal & Non-Commercial Use Limitation
This Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Site. The content available through this Site is the sole property of CreditYES or its licensors and is protected by patent, copyright, trademark and other intellectual property laws. Except as otherwise explicitly agreed in writing, CreditYES-owned content received through this Site may be downloaded, displayed, and printed for your personal, non-commercial use only. Content owned by CreditYES licensors may be subject to additional restrictions. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content received through this Site to anyone, including but not limited to others in the same company or organization without CreditYES's express prior written consent.

Liability Disclaimer
ALL CONTENT PROVIDED ON THIS SITE IS FOR EDUCATIONAL PURPOSES ONLY AND DOES NOT IN ANY MANNER CREATE A LEGAL CONTRACT EXPRESS OR IMPLIED BETWEEN CreditYES AND YOU. WITHOUT LIMITING THE FOREGOING, THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE INFORMATION HEREIN. CreditYES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME. CreditYES AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES CONTAINED ON THIS SITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. CreditYES AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO SUCH INFORMATION, SOFTWARE, PRODUCTS AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL CreditYES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF CreditYES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. As a condition of your use of this Site, you warrant to CreditYES that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

General
This agreement is governed by the laws of the State of Oregon, USA. You hereby consent to the exclusive jurisdiction and venue of courts in Multnomah County, Oregon, USA in all disputes arising out of or relating to the use of this Site. Use of this Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and CreditYES as a result of this agreement or use of this Site. CreditYES's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of CreditYES's right to comply with law enforcement requests or requirements relating to your use of this Site or information provided to or gathered by CreditYES with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of this agreement shall continue in effect. This agreement constitutes the entire agreement between the user and CreditYES with respect to this Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and CreditYES with respect to this Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Any rights not expressly granted herein are reserved.


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