|PROTECT YOURSELF FROM IDENTITY THEFT|
|Posted on: Mar. 23, 2017 in Money, Identity Theft|
Identity theft is a concern for many individuals. Data breaches and personal information hacks are all over the news, but these stories often don’t give us a concrete way to protect ourselves or further our knowledge about identity theft. Understanding identity theft is the first step to avoiding it. Having realistic expectations about the danger can put your mind more at ease as you work to safeguard your identity.
The truth is, identity theft cannot be prevented completely. If you live in the world, you are at risk. However, there are steps you can take to reduce your risk as well as to help you discover possible fraud quickly so that the damage is lessened. If you are the victim of identity theft, federal laws are in place to protect you from having to repay debts incurred by a thief. That’s the good news. The bad news is that you’ll still need to deal with the fallout such as making phone calls, disputing changes, and taking steps to prevent ongoing damage to your identity.
Here are a few things you can do to lower your risk of identity theft:
Using credit monitoring and identity theft services are a great start to protecting your identity because it puts someone else with you on the front line to keep an eye on things. Protecting your identity, and therefore your credit, can help you to retain your peace of mind and your individual purchasing power. The consequences of identity theft can be complicated and difficult to sort out. A compromised credit history and resultant lower credit score can hurt you when you need it most.
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