KNOW WHAT TO DO IF YOU'RE EVER IN AN ACCIDENT
Posted on: Sep. 27, 2017 in Accidents

When you first got your driver’s license, you probably thought you’d never get into an accident. Now, you probably realize how easily it can happen, especially given that there are many tens of thousands of auto collisions each year. Even when an accident is minor, it can leave you feeling shaken.

After an accident, you may panic or not know what to do. While this is a common reaction, it’s one that can be avoided by knowing ahead of time what you should do if you’re ever in an accident. Thinking through the appropriate steps to take can save a lot of time and stress. It’s also a good idea to work with newly-licensed drivers in your home to know what to do should the need arise.  

Here are some tips for what to do if you’re in an auto accident:

  • Take a deep breath and remain calm.
  • If you or any of your passengers are injured, call an ambulance. If you can, check on the passengers of the other car as well.
  • If your car is drivable, move it out of traffic lanes. If you cannot move the car safely, or it is not drivable, leave it where it is.
  • Try to warn oncoming traffic by turning on your hazard lights or, if you have them, using cones or flares.
  • Call the police. In some areas, this is mandatory by law. In other areas, calling the police may be optional. It’s best to research the laws in your state. A police officer can file a report which may help you to have a better outcome when you report the damage to your insurance company.
  • Avoid admitting fault, but do be polite. You may have caused the accident, but never say so at the scene. If possible, speak only to the police.
  • Take pictures of the damage and surrounding area.
  • Try not to leave the scene before the police or the other drivers do.
  • As soon as possible, call your insurance agent to report the accident.

If the police decline to come to the scene or if you decide not to call, you’ll want to exchange information with the other driver. Be sure to look at their driver’s license, vehicle registration, and insurance card. Makes notes about any discrepancies, such as someone driving a car that is not in their name, as well as details about the accident. If there were any witnesses, get their contact information. Do not sign any document or accept any payments for damage.

No one wants to have an accident, but following these tips can help make the process of dealing with an accident much easier!

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