AUG
01
Installment vs Revolving Credit: You Need Both

This is the last part in our series about how understanding your credit score can help you raise it. We’ve covered payment history, the amount of debt you have, the length of your credit history, and new credit.

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Category: Uncategorized


JUL
25
Should You Refinance Your Auto Loan?

Refinancing an auto loan can be helpful or it can end up really costing you. For most people, preparing a list of the pros and cons can make it easier to decide if this is a move you want to make.

First, let’s look at the pros.

  1. If your credit has improved or the market has, you may qualify for a lower interest rate.

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Category: Uncategorized


JUN
30
Driving Safety in a Tornado

If you live in an area prone to tornados or you’re just visiting one, it’s important to know what to do if one approaches while you’re out on the road. In fact, it can be a matter of life or death.

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Category: Uncategorized


MAY
30
Top 3 Reasons Not to Close Your Old Accounts

When it comes to credit scores, there’s plenty of advice out there about what you should and shouldn’t do. One popular piece of advice is not to close your credit card accounts when your card is paid off.

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Category: Uncategorized


MAY
13
What's a Credit Score?

Do you know your credit score? You should, since it’s very often used to determine approval for things like loans, credit cards, employment, housing, and insurance premiums. While may find that a credit score is an unfair representation of themselves as a person, it doesn’t change the fact that this is how lenders, employers, landlords, and insurance companies are using it.

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Category: Uncategorized


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