Once your teen gets their driver’s license, they’ll be eager to hit the ride and drive whenever they can. Even when you know your kid is a great driver and responsible, you still worry. They are young and inexperienced, and that’s cause enough for worry.

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JAMA Pediatrics, a part of the American Medical Association, has released a study indicating that adolescents and young adults who have attention-deficit/hyperactivity disorder (ADHD) are 36% more likely than their peers to get into auto accidents.

This study differs from those of the past in several ways.

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Perhaps the only thing more dangerous than an inexperienced driver is one who is inexperienced and overconfident. Unfortunately, new findings from Liberty Mutual Insurance and SADD (Students Against Destructive Decisions) say that teen drivers approaching their senior year in high school are among the riskiest drivers, and parents may even be part of the problem.

The study revealed that older teens see themselves and competent and safe drivers, yet 57% of them report they have been in accidents or near misses.

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Teenagers are expensive. Between school supplies, clothes, and a never-ending appetite, your wallet might take a beating! Once they start driving, the spending just keeps going up. Even if they don’t have their own car, just adding a driver to the household will cost you.

Here are some strategies to help keep those insurance costs down and the budget under control.

1. Encourage them to keep their grades up. You probably do this anyway, but many auto insurance companies offer discounts for good students.
   
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Young drivers are at a greater risk for injury and motor vehicle related deaths than older more experienced drivers. In fact, the CDC cites it as the leading cause of death for teens in the United States.

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