Money. It’s a hot topic year-round, but it can be especially top of mind at the beginning of the new year. Many people will be setting goals to save up for a big purchase or to get out of debt. Regardless of the reason, saving money can be tough when you’re used to spending a certain way. Here are a few ways to set aside a few dollars here and there. They’ll add up helping to get you where you want to go.
Open a savings account. If you don’t already have one, open a savings account so you have a place to put the money you’re saving. Or, consider opening a separate one if you’re trying to save up for a special purchase. There are many banks, both online and “brick and mortar” banks that will offer you nice perks for opening accounts. Find one that gives you a great interest rate or even cash for depositing your paycheck automatically.
Divert some of your pay. Speaking of direct deposit, see if your employer will let you split up your paycheck so that you can direct a portion straight to savings. Even something as small as $10 per paycheck can add up over time if it’s out of sight and out of mind. Send it to a separate account and then leave it there to grow until you’re ready for it.
Cut back on a non-essential. Sure, it’s fun to treat yourself every now and then with something special. Maybe it’s a latte a day or happy hour after work. Weekly mani-pedis. Pizza Fridays. No matter what that little thing is, it’s stopping you from saving. Find a way to cut something from your weekly spending and stick transfer that amount into your savings account instead.
Brown bag it. It doesn’t have to be elaborate, but pack a lunch every day for work. If you’re spending even $5 a day buying your lunch, that’s $25 every week. Do that every week for a year and you’ll spend $1,300 on lunch alone. Even bringing your lunch half the week can mean big savings over time.
Save on socializing. Instead of meeting friends for dinner or drinks, host instead! Have a game night at your place and ask everyone to bring a drink or snack. If you find ways to spend time with people you enjoy without spending money (or spending very little), you won’t feel like you’re depriving yourself!
These are just a few ideas – but the ways to save are almost endless! Every time you don’t spend and put the money aside instead, you’ll be a few dollars closer to your goal.
If you need auto financing but your credit is keeping you from getting approved, CreditYes can help! We can match you with a dealership in your area that will be with you every step of the way. Our service is fast and free. Fill out our secure online application and get behind the wheel of your next car today!
False advertisement on how they can help anyone , I applied over the phone the lady matched me to a dealership that sold me a car in the past that died in less then a year . So I asked her to please refer me to another one she insisted on Carr Chevrolet . On a leap of faith I went talked to the people they ran my credit said I needed 300 down which was fine the next day I messaged jj and he said I would need a co-signer when I couldn’t provide one they stoped talking to me , they gave me no other options or told me that I would need a bigger down payment , they simply stopped communicating .
brittany jefferson 10 months ago
The best decision I ever made. Walked out with two car in stead of one. Eric was awesome. Ben dodge was super amazing at explain things. I honestly feel blessed to get my car from here and can't wait to rebuild my credit as well with these new payments on my report!!!! From beginning to end they were aware and very professional
J Mitchell 4 months ago
Set me up with a Gresham Subaru dealership that had cars that were way over priced, and only showed me one car. Then promised they'd have more cars for me to look at in 2 days and never called me. Credityes claimed they were the only dealership in my area that they could send me to, but it's 30 minutes from my house. All they offered to do for me was keep sending them messages, which they would not return! I used credityes in the past and was sent to Ron Tonkin, about 10 minutes from my house and it was a very positive experience... guess they are hit and miss. Won't be using them ever again! They are taking advantage either way because the interest rate are 25% and higher. This is a rip off!
Karen Jenkins 9 months ago
CreditYes set me up with a dealership that made purchasing a vehicle so simple. The best car buying experience ever. Got a car I love despite my current situation and credit issues. Love them!
pedro s. perez 7 months ago
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