BUY A BRAND NEW VEHICLE TODAY
You don’t need perfect credit to buy a car. We work with dealerships that are committed to helping people get the cars they deserve, even if they have less than perfect credit. Our network of local dealerships is ready and waiting for your call right now!
CreditYES® is the best way to get approved for an auto loan and purchase your dream vehicle regardless of your credit history. We work with dealerships across the nation that are committed to helping people like you who may not have had success in the past due to your credit situation. Our lenders will work with you one-on-one so that we can understand what’s holding back your ability to buy a car and find out how we can help make this dream come true!
You shouldn’t let anything stand between you and owning a brand new vehicle. With our easy online pre-qualification process, there’s no reason why anyone should feel stuck when searching for a brand new vehicle. Let us help you realize your dreams today! Our application only takes 2 minutes and could change everything. Don’t wait any longer – apply now!
SPECIAL FINANCE EXPLAINED
For customers with bad credit, dealerships use the term “special finance” when it comes to auto finance. In financial circles, these customers are considered subprime, meaning they don’t qualify for “prime rate” loans. Consumers who have collection activity reported on their credit report, filed for bankruptcy, had repossessions, or a limited credit history fall into this category.
The percentage of people who fall into the special finance category in the United States is around 35 percent, so there are many auto loan companies that have products tailored to special finance (or subprime) consumers.
While subprime auto finance customers typically have higher annual percentage rates and may require a down payment, this isn’t always the case. As more people find themselves in life situations that result in poor credit, lenders and dealerships have developed systems that will allow you to purchase a new car with bad credit and not be chained down by cumbersome repayment terms.
Finding a bad credit car dealership and making a purchase can actually help rebuild your credit overall. By making on-time monthly payments on your vehicle, your credit score will increase over time. Purchasing a brand new vehicle will allow you the peace of mind of reliable transportation and will give you a positive repayment history over time.
CreditYES® is the leading provider of subprime auto finance. We offer financing to customers with poor credit, no credit, or bankruptcy. Our rates are competitive and our terms are flexible. You can drive away in your dream car today! Get approved for an auto loan even if you have bad credit! With CreditYES®, we’ll work hard to get you into the vehicle that fits your lifestyle and budget. Pre-qualify online now so we can start working on getting you behind the wheel of your dream car today.
TIPS FOR BUYING A NEW CAR WITH BAD CREDIT
SOME OF OUR FEATURED BRANDS
GETTING INTO YOUR NEW VEHICLE
If you’re looking for a bad credit auto loan to buy a new vehicle, CreditYES® is your best option. Since our beginnings in 2004, we have helped over 1 million people get a new car. Bad credit doesn’t mean you can’t enjoy that new car smell.
We are an established business providing financial guidance to customers with credit obstacles who want to buy new vehicles. Highly rated on TrustPilot, we strive to offer the best customer service possible from our Nashville call center.
The dealerships in our network are reputable and come highly recommended. More importantly, our dealers are highly skilled in the intricacies of subprime auto finance and have developed relationships with banks and lenders nationwide.
Even with bad credit, buying a new vehicle shouldn’t be a difficult experience. We believe your past financial history shouldn’t define your future. Our credit experts and trusted dealers are ready to help you drive today. Let us help you get into the vehicle you need, want, and deserve today.